Carden Appraisals provides honest and ethical appraisals for Madison County

Honesty and Integrity: Carden Appraisals

We think of our job as a profession. The rigors of becoming a licensed appraiser have increased more than ever in the past. So it goes without question in this day and age that real estate appraisal can certainly be dubbed a profession as opposed to a trade. As with any profession we must follow strict ethical considerations.

An appraiser's primary responsibility is to their client. More often than not, for a normal residential appraisal, the lender (or an agent of the lender) places the order to the appraiser, becoming the appraiser's client. Subsequently, appraisers are typically restricted to only disclosing their findings to their clients, so as a homeowner, if you want to review an appraisal report, you generally should obtain it via your lender instead of the appraiser.

Other obligations include numerical accuracy depending on the assignment parameters, acquiring and keeping a particular level of competency and education, and the appraiser must conduct him or herself as a professional. Here at Carden Appraisals, we take these ethical responsibilities very seriously.

Appraisers will regularly be required to consider the interests of third parties, including homeowners, both sellers and buyers, or others. Those third parties normally are spelled out in the appraisal assignment itself. An appraiser's fiduciary role is restricted to those parties who the appraiser is aware of, based on the scope of work or other things in the framework of the job.


	Carden Appraisals has an established reputation for completing competent and ethically superior appraisals. Contact us today to learn more.

There are also ethical standards that have nothing to do with whom we share information. For example, appraisers must keep their work files for at least five years - at Carden Appraisals you can rest assured that we adhere to that rule.

We require the highest ethical standards possible from ourselves. Working on orders based on contingency fees is never an option. That is, we are not able to agree to do an appraisal report and base our pay upon coming up with a particular value conclusion. Anyone should be able to see that fabricating a home's value to achieve essentially a higher fee is unethical!

Finally, the Uniform Standards of Professional Appraisal Practice also describes unethical behavior as the acceptance of an assignment that is contingent on "the reporting of a pre-determined result (e.g., opinion of value)", "a direction in assignment results that favors the cause of the client", or "the amount of a value opinion" as well as other situations. We follow these rules to the letter which means you can be confident we are doing everything we can to get you an accurate home or property value.

With Carden Appraisals, you can be assured of 100 percent ethical, professional service.